The credit card application conditions are as follows:

1. The applicant is between 18 and 6 years old and has full civil capacity.

2. Have a fixed job and a stable source of income, and have certain repayment ability.

3. The applicant has good credit and no bad record in the credit information system.

1. Which banks can handle credit cards

Ask for information about which banks can handle credit cards. Here, Xiaobian will give you a unified answer about which banks can handle credit cards.

most banks can handle credit cards. For example, China's five major banks, China Merchants Bank, China Everbright Bank, China CITIC Bank, China Guangfa Bank and other joint-stock banks and many larger city commercial banks. Only a few smaller banks will not provide credit card services to users.

In fact, most banks now have credit card business, including state-owned banks, mainstream commercial banks and many large local banks, such as China's five major banks, China Merchants Bank, China Everbright Bank, China CITIC Bank, Industrial Bank and China Guangfa Bank. Only a few smaller banks may not provide credit card services to users.

At present, prime bank has its own business outlets all over the country. Users who want to apply for credit cards can choose the appropriate bank and credit card after comparison.

if it is the first time for a user to apply for a credit card, in order to get a better application, it is best to choose the bank where his salary card belongs or the bank where his deposit account belongs. Generally, it is easier to get a satisfactory credit card limit.

Different banks will launch different activities for different card types when handling credit cards. Users can compare in many ways and choose the most cost-effective credit card to apply in combination with their daily consumption habits.

II. Conditions for credit card processing

The bank will review the application of users who apply for credit cards. Only users who meet the application conditions for credit cards can successfully apply for credit cards. Users need to meet the following conditions when applying for credit cards:

1. Users must be at least 18 years old;

2. Users need a stable source of income. Generally, banks will not issue credit cards to students without income. Only a few banks have introduced credit cards specifically for college students.

3. Credit card applicants need to have good credit status and no bad overdue records;

4. Users need to provide at least two valid contacts when applying;

5. If credit card applicants can provide proof of salary and income, proof of financial resources, etc., it will help to improve the success rate of application.

after the user has applied for a credit card, the bank will call the phone number of the contact person reserved by the applicant and the phone number of the applicant's work unit to verify the information. Therefore, the applicant may ensure that the contact number of the contact person is unblocked, so as not to miss the verification phone number, which will extend the time limit for issuing the card.