There are slight differences among banks, ranging from 20 to 30 days short to more than 50 days long, usually 40 to 50 days. The longest repayment period (that is, interest-free period) depends on the distance between the billing date and the credit card repayment date. You can enjoy the longest repayment period if you swipe your card from the second day of the billing date. For example, a credit card of ICBC has a billing date of 12 and a repayment date of 5, which means:

September1March-June 65438+1October 12 is a billing cycle, during which consumption must be repaid before June165438+1October 5.

If you spend on September 13, the longest interest-free period is 52 days (from 9- 13 to1-5).

If you spend at 10 and 12, the interest-free time is the shortest, only 23 days (10- 12 to1-5).