If it is the same card type from the same bank, after the cardholder cancels the card voluntarily, it will usually take at least half a year before he can apply again, and the bank has the final say whether to approve it or not.

Some banks even require at least one year before applying.

If you feel that the credit card limit in your hand is low, try not to cancel the card, because after canceling the card and applying again, the possibility of being approved for a new card with a higher limit is very small.

Increase the limit through formal issuance channels, such as depositing more cash to the bank where you hold the credit card. If you can become a VIP customer, such as a five-star customer of ICBC or even higher, then for a credit card The amount increase will be of great help.

In addition, when using your card on a daily basis, pay attention to a variety of credit card swiping methods, such as dining, entertainment, travel, shopping, large amounts, small amounts, etc., so that the bank can see that you are using your credit card all the time.

If you occasionally apply for installments and cash withdrawals, it will be helpful to increase the limit, because installments and cash withdrawals are the most profitable channels for banks to make money from cardholders.