1. Is it possible to put a credit card in prison for breach of contract during probation?
1. If the credit card expires during the probation period, it will not be put into prison. If it is not a malicious overdraft, it will not affect the execution of probation as a general civil dispute.
2. Malicious overdraft means that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and it has not been returned for more than 3 months after being collected twice by the issuing bank, which shall be deemed as "malicious overdraft" as stipulated in Article 196 of the Criminal Law. I suggest that from now on, no matter how stressful your life is, you should repay the bank every month to show your willingness to repay.
Second, the credit card is overdue and cannot be paid off at one time. How long will it take to repay?
Credit cards can be repaid after three days overdue, because banks generally have a grace period. Failure to repay after the grace period will constitute overdue, which will affect the credit investigation.
Credit cards usually have a grace period of three days. If the user pays off the arrears within three days, it will be regarded as the normal repayment of the user and will not affect the personal credit information.
If the credit card has no grace period for repayment, the card cannot be overdue. As long as the repayment is unsuccessful on the repayment date, the bank will regard the user as overdue, and after the credit card is overdue, an overdue record will be uploaded to the credit information.
Therefore, users need to know whether their credit cards have a grace period for repayment. If there is no grace period, please pay attention to repayment on time.
Third, the credit card is overdue and cannot be paid off in one lump sum. How long will the bank tell the family?
If the overdue time reaches 30 days or more than one billing cycle, and the previous collection is fruitless, and the cardholder cannot be contacted due to refusal to pay, the bank will generally arrange to contact the cardholder's family by phone, ask the family for the cardholder's new contact information, or ask the family to inform him of repayment.
After credit card or loans overdue, the bank may not make a collection call in the early stage, but within 7- 15 days of overdue, it will generally send a text message to remind you. Even if it is a telephone collection, you should contact the cardholder first, instead of calling the cardholder's family directly.
Is it possible to put your credit card in prison during probation? . Don't worry about credit card disputes, contact a professional lawyer. Avoid becoming an old lai, and the lawyer will teach you how to deal with collection, harassment and prosecution.