1. Features of Minsheng Bank Credit Card
1. Dual-currency credit card gives cardholders the pleasure of traveling around the world
Minsheng Dual-currency credit card has dual accounts of RMB and USD, and domestic and overseas settlement is automatically converted. Both currencies can pay consumption abroad money, which makes it convenient for cardholders to travel around the world.
2. Revolving credit ahead of consumption and convenient financial management
Minsheng Credit Card will give a flexible quota according to the credit status of the cardholder, and can spend first and then repay within the credit limit, and enjoy an interest-free repayment period of up to 51 days. During holidays and when customers go abroad, Minsheng will take the initiative to increase the temporary quota for customers, and actively increase the quota for customers who continue to use their cards in good condition.
3. Minsheng 1+1 intelligent repayment saves time and worry
Just apply for a Minsheng savings card (debit card) as the automatic repayment account of Minsheng Bank's credit card, and the card center will automatically transfer the money from the savings card account to the credit card account for the current repayment on the last repayment day, so as to avoid the trouble of having no time to repay in busy work and life.
4. Customer service hotline listens to the needs of cardholders 24 hours a day
The 24-hour customer service hotline of Minsheng Credit Card provides comprehensive and convenient services anytime and anywhere.
5. Borrowing cash in advance can help cardholders meet their emergency needs
Use Minsheng Credit Card to easily withdraw cash from ATMs with UnionPay logo in China and VISA or MasterCard logo abroad to help them meet their emergency needs.
6. report the loss by telephone to avoid the risk of theft in time
if you find that Minsheng credit card is lost, please call Minsheng credit card customer service hotline immediately to report the loss. After the loss report of credit card comes into effect, the credit card risks of non-cardholder transactions will be borne by Minsheng Bank, and the card center will reissue a new card for the cardholder as soon as possible at the request of the cardholder.
7. Optional signature/password to ensure safe use
Minsheng Credit Card has the optional function of using signature or signature plus password to make the cardholder's credit card more flexible and secure.
8. SMS transaction confirmation makes cardholders feel at ease with their cards
Minsheng Credit Card has set up a transaction SMS notification function. Cardholders can get SMS notification service for all transactions, so as to keep abreast of changes in credit card accounts.
9. Merging points for more surprises
Minsheng has launched a cooperative merchant point accumulation system, and the consumption points of many well-known partners of Minsheng can be accumulated together, so that cardholders will have the opportunity to redeem more exquisite gifts or air miles.