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Will China Construction Bank make a phone call by credit card?
China Construction Bank won't call you if you swipe your credit card (debit card).

When your credit card (debit card) spending amount is above 500 yuan and below 500 yuan, CCB will automatically inform you by SMS that the credit card (debit card) spending amount is lower than that of 500 yuan Construction Bank, and it will not disturb you in any way. After consumption, China Construction Bank will notify you or your family and friends by SMS if the repayment is not made according to the agreement.