Credit cards and debit cards are different

1. The main function of a credit card is overdraft and monthly repayment, while the main function of a debit card is deposit.

2. Credit cards must be approved by the bank before they can be applied for. Debit cards can generally be applied for by adults.

3. Everyone will have a card. Deposit cards need to have a balance before they can make purchases, and credit cards can make purchases as long as they have a credit limit.