Credit cards that have been frozen by law cannot be closed. Holders of frozen cards can only cancel the card after the card is unfrozen. Public security organs generally freeze cards on a six-month cycle, and cardholders need to wait until the judicial inquiry is clear before unfreezing and canceling the card. If the user finds that he or she has been blocked, he or she can wait for three days before performing other operations.

1. The bank's frozen system will automatically unfreeze after half a year. Generally, if the case is not closed, the relevant documents held by the court will be "continued to freeze"

2. If it is 6 months later, the bank system will automatically unfreeze it. If there are no relevant documents, the bank will not freeze it again.

3. The courts continue to freeze documents that will definitely be 'open'. If the case is completed within 6 months, the court will take the "Unfreezing Notice" to the bank to unfreeze the case. According to regulations, the parties concerned should be notified. Renewal of the freeze depends on the progress of the case, and the longest limit in the banking system is 6 months.

4. If the court's frozen account is lifted, it completely depends on the reason why the party's account was frozen. To put it simply, as long as the reason for the freezing disappears (resolved), the party can apply to the court to unfreeze the account. After the court verifies, If it is true, the account will be unfrozen.

The specific criteria for a court to freeze the money in a credit card are:

1. If the credit card debt is frozen, it only freezes the amount of the bank to which the cardholder's credit card belongs. Banks do not have the right to freeze deposits;

2. If the payment is overdue for more than three months or the bank has not paid more than two reminders, the bank will freeze the cardholder's card and list it as prohibited. Blacklisted customers, and will also prosecute credit card fraud and malicious overdrafts, which will be enforced by the court;

3. If the debt exceeds 10,000 yuan and is not returned despite repeated calls from the card issuer, this constitutes If the card issuer reports the crime of credit card fraud, he will be held criminally responsible.

I hope the above content will be helpful to you. If you have any other questions, please consult a professional lawyer.

Legal basis: "Regulations of the Supreme People's Court on Seizing, Detaining, and Freezing Property in Civil Execution by People's Courts" Article 29 The period for the People's Court to freeze the bank deposits and other funds of the person subject to execution shall not exceed Six months, the period of sealing or detaining movable property shall not exceed one year, and the period of sealing or freezing other property rights shall not exceed two years (unless otherwise provided by laws and judicial interpretations); however, the freezing can be renewed, and after freezing, the account can be credited , the payment must be within the scope of the seized amount.