1. Apply for repayment from Zhongyuan Bank in advance, and pay the corresponding handling fee according to the specific situation.

2. Zhongyuan Bank will handle your prepayment application according to relevant regulations after receiving the prepayment application and handling fee.

3. Zhongyuan Bank will remit your prepayment amount to your bank account after processing your application.

4. If the repayment application is rejected, Zhongyuan Bank will refund the handling fee.