China Merchants Bank's all-currency credit card will automatically open the bank's foreign exchange purchase function when applying for this card, and foreign currency consumption in RMB will be credited for repayment. * This card only supports VISA line transactions, and it is recommended for overseas travel and online shopping. * All-currency international credit cards do not support UnionPay channel repayment (including other banks' transfer, counter connection, Tenpay Lacarra, etc.) or online repayment (including UnionPay Online, Epro, Tenpay, Alipay, etc.) for more repayment channels, please contact customer service for details. If you use it mainly in China, I suggest you apply for other credit card products of China Merchants Bank.
All-currency international credit card of China Merchants Bank
1) All-currency international credit cards can automatically purchase foreign exchange for repayment in RMB
2) The annual credit card fee is exempted without additional conditions within the validity period
3) Any foreign currency consumption in the world. currency exchange fee
You can click on the link to find out:
/ccard/quanbika/
If you apply for a credit card of China Merchants Bank, the most important condition is that you are at least 18-6 years old and have a stable job and income, and the necessary application documents are a copy of your identity certificate and work proof documents. If you can provide other financial proof documents, The detailed application materials are as follows:
1. Identity certificate: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of their military ID card; 2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked;
3. proof of financial resources: it can be the payroll record issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.
Under normal circumstances, the fixed amount of the general card ranges from RMB 1, to RMB 1,, and the fixed amount of the gold card ranges from RMB 1, to RMB 5,. The specific amount is subject to the audit results.