This is the introduction of Japan Travel Card on CCB's credit card website, so this is a single-label card with only JCB. If you spend money, these UnionPay pos machines in China can't be used, and you can only swipe your card on overseas JCB pos machines. But as for cash withdrawal, there should be no problem. You can get it at the ATM of CCB. Overdraft cash withdrawal is the same as other cards. The withdrawal amount is 50% of your credit card limit, and each card can only withdraw up to 2000 per day. There is a handling fee and interest for overdraft withdrawal. The handling fee is 0.5% of the cash withdrawal amount, with the lowest in 2 yuan and the highest in 50 yuan. There is no interest-free period for cash withdrawal, and the bank will charge interest at the rate of 5/10000 per day from the date of withdrawal.