1. CITIC Credit Card Annual Fee Standards CITIC Bank credit cards have regular card, gold card, platinum card and other levels. The annual fee standards for different levels of credit cards are also different. The specific annual fee standards are as follows: 1. Regular Card : RMB 100 for the main card and RMB 50 for the supplementary card; 2. Gold card: RMB 300 for the dual-currency card for the main card and RMB 150 for the supplementary card; RMB 200 for the main card and RMB 100 for the supplementary card; 3. Platinum card: Elite card The main card is 480 yuan and the supplementary card is 240 yuan; the distinguished card is 2,000 yuan for the main card and 1,000 yuan for the supplementary card; the CITIC Baitiao co-branded card is a UnionPay single-currency gold card with an annual fee of 200 yuan for the main card and 10 yuan for the supplementary card.
2. CITIC Credit Card Annual Fee Waiver Policy For CITIC Baitiao Co-branded Card, if you swipe the card or withdraw cash once within 30 days of card approval, you can enjoy the first-year annual fee exemption. If you swipe the card or withdraw cash a total of 5 times within a year, you can enjoy it. The annual fee for the following year will be waived, and so on. For example, if you apply for a CITIC Baitiao co-branded card, as long as you activate it and make any purchase within 30 days of the card being approved, you will not need to pay the annual fee this year. If you use the card for 5 purchases this year, you won’t have to pay the annual fee next year. If you use the card for 5 purchases next year, the annual fee for the following year will also be waived. (Free installment shopping for Baitiao; 1,000 yuan flight delay insurance)