Time deposit is understood as: repayment on time. In the process of using CCB credit card, if it is not repaid on time, in addition to late fees and interest, the credit limit will also be affected accordingly, ranging from 50% to 0 yuan. If it is only reduced, it will be saved. As long as the repayment is made as soon as possible, the credit line will be restored. But if it is overdue for three months, the card will be frozen and can no longer be used.

Time deposit, understood as: bank deposit, financial situation. That has a certain impact on the amount of the card that has been processed, but it is necessary to comprehensively evaluate the daily transactions, repayment records and credit records of the credit card to see if the amount can be increased. Time deposit is also helpful for new application for credit card approval and credit line. However, if there is no time deposit, the limit can be adjusted as long as the conditions for handling the card are met or the daily card use record is good.