Abstract: Credit cards have gradually been recognized by many people, and are increasingly used frequently in real life. Due to the unique functions of credit cards such as advance consumption, overdraft, and cash withdrawal, they sometimes play a big role. So which bank’s credit card is easy to apply for? Let’s talk about this issue in detail below. Which bank's credit card is best to apply for? Which bank is best for credit card application?

Which bank is best for credit card application?

1. Which bank is best for credit card application?

The editor recently discovered that many card friends often ask "which credit card is easier to apply for", so most card friends apply for credit cards that are easier to apply for. In fact, there is no such thing as whether a credit card is easy to apply for. The basic procedures for applying for a credit card are pretty much the same. However, some credit cards are easier to apply for for certain types of people. The editor below introduces which credit cards are easy to apply for:

1. Guangfa Bank True Love Card

The True Love Card issued by Guangfa Bank is the first female-only credit card in China. Since its launch, the True Love Card has been Its unique 3x points model for merchants of your choice has attracted many female consumers. From this point, we can also see how much attention Guangfa Bank pays to female credit card holders. Therefore, female card friends can almost say that there is no obstacle when applying for Guangfa True Love Card, as long as the card friends can provide stable Proof of income and personal information, then this card will not turn you away.

2. CITIC Bank Taobao Card

CITIC Bank Taobao Card can greatly improve the efficiency of the card issuer's credit investigation and the success of card approval by binding the customer's Taobao account. Rate. If the applicant wants a larger credit card limit, he should try to submit more comprehensive personal information, such as bank deposit slips, work certificates or business cards in the past six months. In addition, China CITIC Bank's credit card approval speed has always had a good reputation among cardholders. According to the editor's test, CITIC Bank's online credit card application will generally receive an acceptance text message from the bank within 24 hours, which is very efficient!

3. China Merchants Bank YOUNY Card

College students who have just entered society are often rejected by banks when applying for credit cards due to factors such as low assets and unstable jobs. However, the consumption power and economic growth potential of young people have made card issuers Not to be underestimated. The Merchants YOUNG Card is a credit card product launched for this group of people. As long as a copy of the cardholder's undergraduate degree or above is submitted when applying, users can quickly get the credit card. For young people who have just started working, having a YOUNG card as their first credit card is a good choice.

4. Guangfa Bank Car Owner Card

The popularity of private cars in large and medium-sized cities in China in recent years has allowed major banks to see a "new continent" of high-quality users. Guangfa Bank targets car owners This car owner card launched by a group of users not only has special value-added services such as free roadside assistance and optional refueling discounts. Naturally, the application of Guangfa Car Card has relieved many car enthusiasts from a lot of trouble. When applying for the Guangfa Car Owner Card, users only need to provide the driving license of their car to greatly increase the success rate of applying for a credit card!

5. Industrial Bank Mango Card

Since domestic credit cards began to launch travel products, Mango co-branded credit cards have become the oldest and most popular travel brand among credit card travel products. Major banks will naturally make great efforts to maintain such an important partner, so the application success rate for Mango co-branded cards is often much better than that of other credit cards. After all, credit card travel has become a mainstream consumer trend in China in recent years. Of course, if you can also express your intention to travel overseas to the customer service staff during the credit investigation process, then your application for the Mango Card will be a sure bet!

6. CITIC Bank Magic Card

CITIC Magic Card is a credit card product issued for married women. This card not only provides women’s health insurance and “parent-child exclusive” insurance, cardholders can also enjoy triple the benefits on their own and their children’s birthdays. Return of points.

In addition, women are the most valued group in the credit card industry, and the number of female credit cards issued is often the most important performance indicator for each bank. Therefore, it is easy for married ladies with good credit to apply for CITIC Magic Credit Card. If you can also provide a strong enough asset certificate, the credit limit granted to you by CITIC Bank will definitely give you a little surprise. .

7. Everbright Bank Fucard

Many credit card experts have a credit card from Everbright Bank. The reason is very simple. The installment fee of Everbright Credit Card has always been the lowest in China. , Secondly, the new card limit and approval success rate of China Everbright Bank Credit Card are quite good among card friends. If you have had the experience of installment consumption or have credit cards from other banks, it will be easier to get twice the result with half the effort by providing a copy of the credit card you already hold and the consumption repayment record when applying for a credit card from China Everbright Bank.

8. China Construction Bank eLong Changxing Long Card

As one of the four major state-owned banks, China Construction Bank is relatively generous in credit card approval. In addition to this credit card co-branded with eLong Travel Network, In addition to the credit card function of CCB Dragon Card, it is also the membership card of eLong.com. Therefore, when China Construction Bank examines users' qualifications to apply for a card, of course there are some factors involved in "looking at the Buddha rather than the monk's face". Of course, if you can prove in your card application materials that you often travel for business or tourism, then the card issuing bank will be even more embarrassed to embarrass its "prospective customers".

9. Bank of Communications China Eastern Airlines Credit Card

Bank of Communications China Eastern Airlines Credit Card is a credit card tailor-made for airline and business travelers. To put it simply, this card is mainly launched for cardholders who frequently travel for business. Its main value-added service is that you can exchange points for miles. Therefore, when applying for a China Eastern Airlines card, cardholders are advised to state that they often travel for work reasons during the credit investigation process. This way, the bank will basically not have any other stringent requirements on the applicant. However, if you feel that just a few thousand "air ticket quota" still cannot meet your needs, it is safer to submit a proof of your income or a bank deposit certificate.

10. China Construction Bank Shanghai Volkswagen Dragon Card

In recent years, credit card car purchases have attracted the attention of many consumers who plan to buy cars. CCB Volkswagen Long Card is a credit card launched by China Construction Bank for consumers who plan to purchase cars in installments with the function of "exchanging points for car payments". Users who plan to buy cars in installments can consider applying for this credit card. After all, users who buy cars in installments are also "hot potato" for card issuers, so banks will naturally not make things difficult for cardholders in the card issuance process.

It is quite convenient to apply for the above 10 credit cards. The editor thinks that card friends should choose the credit card they need, so that the value of the credit card will be higher.

2. Which bank’s credit card is best to apply for?

Today’s dazzling credit cards make it difficult for cardholders to make a decision. So which bank’s credit card is best to apply for? In fact, the procedures for applying for credit cards are similar. Whether a credit card is easy to apply for will also vary from person to person. Sometimes different people need credit cards with different characteristics. Below, the editor will introduce which credit cards are easy to apply for.

China Merchants Bank YOUNY Card

College students who have just entered society are often rejected by banks when applying for credit cards due to factors such as low assets and unstable jobs. However, the consumption power and economic growth of young people have The potential makes card issuers not to underestimate the investment YOUNG card is a credit card product launched for this group of people. As long as a copy of the cardholder's undergraduate degree or above is submitted when applying, the user can quickly get the credit card.

CITIC Bank Taobao Card

CITIC Bank Taobao Card can greatly improve the efficiency and success rate of credit card approval of the card issuer when it checks the customer's credit by binding the customer's Taobao account. If the applicant wants a larger credit card limit, he should try to submit more comprehensive personal information, such as bank deposit slips, work certificates or business cards in the past six months. In addition, CITIC Bank's card approval speed has always had a good reputation among card friends. The editor tested CITIC Bank Network. Applying for a credit card will usually be accepted by the bank within an hour. Text messages are very efficient!

Guangfa Bank True Love Card

The True Love Card issued by Guangfa Bank is the first domestic credit card True Love Card exclusively for women. Since its launch, it has attracted many female consumers with its unique multi-points points model for selected merchants. Therefore, female card friends can almost say that it is smooth when applying for the GF True Love Card. As long as the card friends can provide stable income proof and personal information, then this card The card will not exclude you.

Guangfa Bank Car Owner Card

The application for Guangfa Car Card has naturally reduced a lot of trouble for many car enthusiasts~ When applying for the Guangfa Car Owner Card, users only need to provide additional driving information of their car The success rate of credit card application can be greatly improved!

Industrial Bank Mango Card

Since domestic credit cards began to launch travel products, Mango co-branded credit cards have become the oldest and most popular credit card travel products. The most popular travel brand. Of course, if you can also indicate to the customer service staff that you intend to travel overseas during the credit investigation process, your application for the Mango Card will be a sure bet!

Everbright Bank Fu Card

Many credit card experts have a credit card from Everbright Bank. The reason is very simple. The installment fee of Everbright Credit Card has always been the lowest in China, followed by Everbright Bank. The credit card's new card limit and approval success rate are both pretty good among card lovers.

China Construction Bank eLong Changxing Dragon Card

As one of the four major state-owned banks, China Construction Bank is relatively generous in credit card approval. This credit card co-branded with eLong Travel Network has CCB Dragon Card. In addition to the credit card function, it is also the membership card of eLong.com, so of course China Construction Bank has some factors in it when reviewing the user's card application qualifications.

Bank of Communications China Eastern Airlines Credit Card

Bank of Communications China Eastern Airlines Credit Card is a credit card tailor-made for air business travelers. Simply put, the card is mainly launched for cardholders who frequently travel for business. Its most important value-added service is that you can exchange points for miles.

China Construction Bank Shanghai Volkswagen Dragon Card

CCB Volkswagen Dragon Card is a credit card launched by China Construction Bank for consumers who plan to buy cars in installments. Users who plan to buy cars in installments can consider choosing it. After all, users who apply for this credit card to buy cars in installments are a hot commodity for the card issuer, so the bank will naturally not make things difficult for cardholders in the card issuance process.

CITIC Bank Magic Card

CITIC Magic Card is a credit card product issued for married women. This card not only provides women’s health insurance and parent-child exclusive insurance for cardholders You can also enjoy double points return on your own and your children’s birthdays. Therefore, married ladies with good credit can easily apply for CITIC Magic Credit Card. If you can also provide a strong enough asset certification document, CITIC Bank will approve it for you. The amount will definitely give you a little surprise.