which bank credit card is good?

agricultural bank credit card, industrial and commercial bank credit card, bank of communications credit card, China construction bank credit card and Shanghai Pudong development bank credit card are all credit cards with good reputation.

1. Credit card of Agricultural Bank:

Agricultural credit card takes innovation as the main line, and according to different customer groups, it has successively launched a series of products such as standard series cards, business cards, platinum cards, various regional co-branded cards and special cards, leading the needs of different customer groups.

In addition to providing a series of intimate services such as raising the temporary limit at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, prompt notification by SMS, choice of consumption password, emergency assistance and various repayment methods. Combine the advantages of outlets, networks and products all over urban and rural areas to form a powerful functional advantage.

2. ICBC credit card:

ICBC credit card is the most widely distributed credit card in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.

3. Bank of Communications Credit Card:

Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its users are a group of people who have ideals and pursuits in life and career, know how to enjoy themselves, are more willing to struggle, and sometimes have the need to study, do business, investigate or travel abroad.

Bank of Communications credit cards are also a group of people who have a high standard of living and are willing to try new consumption habits. Pacific Credit Card of Bank of Communications is a credit card product created by Bank of Communications with the introduction of advanced technology and management from HSBC. It combines the advantages of both the global and the local, advocates a brand-new consumption culture and card experience with the theme of China people's global card, and provides preferential treatment and intimate service all over the world.

4. CCB Credit Card:

China Construction Bank Longka Credit Card is a credit card brand with 9 million customers. It adheres to the customer-centric concept and provides customers with professional financial services and convenient payment experience. Longka Family Love Card, Global Hot Purchase Card, Tencent Game Card and other series of more than 1 kinds of credit card products;

meet customers' domestic and overseas transactions, family care, installment financing and other consumer needs. Special offers such as Dragon Card Saturday and consumption abroad Cash Back, as well as a variety of phased products, help customers manage their money easily and spend wisely.

5. Shanghai Pudong Development Bank Credit Card:

Shanghai Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys a variety of benefits and can also handle photo cards for free. Pufa Dream Card allows consumers to choose products and rights. Customers customize cards according to their needs, including four aspects: card material selection, card surface pattern, exclusive rights and interests, and card organization. Banks then make credit cards according to the customized information.

which bank's credit card is good

which bank's credit card is best can't be generalized, as long as it is suitable for users themselves. The following are the credit cards of some banks:

1. Industrial and Commercial Bank of China: The repayment is convenient, and the credit card amount is high, but the application conditions are strict.

2. Bank of China: The amount of card issuance is low, the activity points are relatively small, and the repayment is convenient.

3. China Merchants Bank: The success rate of applying for a card is high, the amount is relatively high and there are many activities, so repayment is also very convenient.

4. CITIC Bank: There are many preferential activities, and the preferential intensity is great, but the credit line is average.

5. China Everbright Bank: The success rate of applying for the card is high, the amount is high, the withdrawal is fast, and there are many points activities.

first, the top 1 credit cards worth raising!

Now, more and more people begin to pay attention to credit cards, because credit cards can not only help people overdraw their consumption, but also help them accumulate their own personal credit records. So, what are the top 1 credit cards worth keeping? Here, Xi Caijun will introduce you to the 1 most worthy credit cards.

1. China Merchants Bank YOUNG Card

China Merchants Bank YOUNG Card is a classic credit card, with low application threshold and no fees, and it is also easy for office workers who have just joined the work.

2. Ping An Owner Card

For friends who have cars, Ping An Owner Card is also relatively easy to raise. Ping An car owner card cooperates with PetroChina and Sinopec, and there is a 28% discount for refueling every day, which is worth raising for car owners.

3. Bank of Communications Wal-Mart Credit Card

Bank of Communications Wal-Mart Credit Card can save a lot of money for everyone, and 1, points can be exchanged for 927.5 yuan of credit card payment every year, and you can also enjoy the discount of "the most popular Friday" for weekly consumption.

4. Guangfa Sharp Card

Guangfa Sharp Card is one of the top 1 credit cards worth keeping. You can cash back the consumption in department stores, supermarkets and restaurants, with a maximum cash back of 5%, saving money and accumulating credit.

5. ABC's beautiful mother card

ABC's beautiful mother card is very suitable for mothers to raise. Every Sunday to next Friday, every time you spend more than 1 yuan, you will get a 1% credit card payment, and every Saturday, every time you spend more than 1 yuan, you will get a 5% credit card payment.

6. ICBC JCB Travel Credit Card

For friends who like to travel, ICBC JCB Travel Credit Card is one of the top 1 credit cards worth keeping. ICBC JCB Travel Credit Card can provide many benefits for overseas travelers.

7. ICBC WeChat Credit Card

ICBC WeChat Credit Card is a valuable online chat family. The repayment grace period is 3 days, and the current repayment grace difference is 1 yuan, which is as low as 5% on weekends.

8. CITIC Bank Taobao Card

Among the 1 most valuable credit cards, CITIC Bank Taobao Card is also one of them. China CITIC Bank Taobao Card supports 1 times points for online transactions, and enjoys 5% discount for designated stores on Wednesdays and Saturdays.

9. People's Livelihood Fellow Uncle Card

People's Livelihood Fellow Uncle Card is also worth raising, with 12 constellations and 12 exclusive cards. While accumulating personal credit, you can also enjoy the exclusive services of fellow uncles.

1. Shanghai Pudong Development Bank Beautiful Woman Card

Shanghai Pudong Development Bank Beautiful Woman Card is also one of the top 1 credit cards worth raising. The cardholder can redeem the gas card/phone bill/JD.COM e-card/movie ticket/Taobao card in Tmall Supermarket/high-end hotel buffet, etc. with accumulated monthly consumption of 3,888 yuan.

which bank has a good credit card?

China Merchants Bank, China Guangfa Bank, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank have good credit cards. There are a large number of card holders, which are welcomed by credit card users. They are all with many discounts, professional service, quick withdrawal and points. The following are the characteristics of these bank credit cards:

1. China Merchants Bank

The first nationwide credit card system and international 24-hour road rescue service have gradually become the service standards of the domestic credit card industry. In terms of product and service innovation, China Merchants Bank has created more than 1 new products and services with credit cards, persisted in promoting cross-industry cooperation mode, and successively cooperated with leading enterprises in different life fields such as department stores, tourism and sports consumption.

2. Guangfa Bank

Guangfa Bank Credit Card is the first standard credit card in China. The credit line of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit.

At the same time, Guangfa Bank issued a business card with credit card, which can be used in some large consumption places and hotels, and will enjoy a certain preferential amount in some hotel services and reservation business.

3. Construction Bank

China Construction Bank Longka Credit Card is a credit card brand with 9 million customers. It adheres to the customer-centric concept and provides customers with professional financial services and convenient payment experience.

4. ICBC

ICBC's credit card approval does not follow the usual path, and it does not use the data of the credit center. The approval is based on its own system star standard. If you have a savings card in ICBC, the chances of applying for a card will be much greater. However, if there is no ICBC savings card, it is more difficult to apply for the card and withdraw the amount. There is no handling fee for cash withdrawal, the withdrawal is quick, the interest-free period is up to 56 days, and interest is not charged for the part that has been repaid when it is not fully repaid.

Disadvantages: the credit card is low, the discount is not strong, and the points are small. You can only accept credit card information when you download the app, otherwise you will have to pay for SMS reminders.

5. The Agricultural Bank of China

provides a series of intimate services, such as raising the temporary quota at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely notification by SMS, choice of consumption password, emergency assistance and various repayment methods. Combine the advantages of outlets, networks and products all over urban and rural areas to form a powerful functional advantage.

Extended information:

Key points of running a credit card:

Take comprehensive consideration of the use, application threshold, entitlement, limit currency, installment interest and interest-free period, and finally choose a credit card that suits you.

Benefits

Credit card benefits are directly related to your actual interests. Common benefits include free handling fee for cash withdrawal, free++transaction fee, high aviation accident insurance, free annual fee and so on. In addition to these basic rights and interests, it depends on the number of local preferential activities and the value of points.

Run a local bank

Cards with many local activities: A large part of the reason for running a credit card is to enjoy the activities. The more cards there are in local banks, the more activities there are. So don't get a credit card without a local bank, otherwise it's basically equivalent to missing the event.

point value

the point value of a credit card is only determined by comparing the goods and services that can be exchanged for the points. For example, if you often travel by plane and stay in a hotel, you may need to apply for a platinum card or above, because many platinum cards have the function of redeeming air miles and staying in hotels, but each card may be redeemed by different airlines and hotels, so as long as the points can be redeemed for the services you often need, the points are of high value.

Baidu Encyclopedia-Agricultural Bank Credit Card

Baidu Encyclopedia-ICBC Credit Card

Baidu Encyclopedia-China Merchants Bank Credit Card

Which bank's credit card is better?

At present, the credit cards with good reputation and credibility in the market are: China Merchants Bank Credit Card, Ping An Bank Credit Card, China Guangfa Bank Credit Card, China Everbright Bank Credit Card, China Merchants Bank Credit Card, etc., which are all good choices. Of course, the specific credit card limit depends on personal qualifications. Which bank's credit card is best can't be generalized, as long as it is suitable for users themselves. The following are the credit cards of some banks:

1. Industrial and Commercial Bank of China: The repayment is convenient, and the credit card amount is high, but the application conditions are strict.

2. Bank of China: The amount of card issuance is low, the activity points are relatively small, and the repayment is convenient.

3. China Merchants Bank: The success rate of applying for a card is high, the amount is relatively high and there are many activities, so repayment is also very convenient. Powerful, multi-card, high efficiency, high-quality service, can adjust the consumer credit line at any time, strong online banking, lifelong points system, and the latest card loss protection plan. The disadvantage is that the integral policy is too tight. SMS reminder function is not very good.

4. CITIC Bank: There are many preferential activities, and the preferential intensity is great, but the credit line is average. The interest-free period is up to 56 days, SMS reminder is free, and the consumption details can be checked by SMS.

5. China Everbright Bank: The success rate of applying for the card is high, the amount is high, the withdrawal is fast, and there are many points activities.

6. Guangfa Bank does not need to submit any materials. This is the only bank that can apply online. As long as you fill in and submit it truthfully on the Internet, the people in the card center will contact you for credit information within 15 working days. As a result, the function of Guangfa Card is relatively powerful, the points policy is very favorable, there are many preferential activities, SMS reminders are timely, online payment is mature, Taobao eBay is supported, and points are available. It is one of the necessary good cards. The disadvantage is that it is not very convenient for outlets to pay less. SMS charges three yuan per month. Credit card merchants are not as popular as the four major banks, and online banking is very simple.

7. HSBC is the major shareholder of Bank of Communications, so it is best to bring a Pacific card to Hong Kong. But there is no online payment function at present. The disadvantage is that the credit line cannot be restored immediately after repayment, and the credit card pass rate is relatively low.

8. Shanghai Pudong Development Bank: The approval is relatively fast, and the online banking is good. Recently, there are many preferential activities, and the validity period of points is not very good for 2-4 years, but the points can be exchanged.

What kind of credit card is the best

The better credit cards are China Merchants Bank Credit Card, Bank of Communications Credit Card, China Industrial and Commercial Bank Credit Card, China Construction Bank Credit Card and China Bank Credit Card.

1. "China Merchants Bank Credit Card": suitable for friends who value service more than points. This credit card not only has many kinds of cards and beautiful designs, but also has low application threshold, permanent and effective points and convenient repayment. However, the credit card has a 2 yuan of one point, regardless of zero, and the points policy is very inhuman, with an interest-free period of 18 days, which is the shortest among all card issuers. You can call customer service at 8-82-5555 and 95555 for detailed inquiry.

2. "Bank of Communications Credit Card": suitable for friends who often buy household appliances (Suning Card can enjoy double Suning points). The credit card has a low application threshold, fast withdrawal, and an ultra-long interest-free period of 56 days. You can withdraw 1% with YP card, but the credit card is cumbersome to operate in stages, and the points are not permanently valid. It will not automatically count the total consumption of all cards, so you need to repay them separately. You can call customer service at 8-988-8888 and 95559 for detailed inquiry.

3. "China Industrial and Commercial Bank Credit Card": it is suitable for friends who have no local joint-stock commercial banks and often like to withdraw cash by overdraft. At present, this credit card is the bank with the largest number of outlets in China, which can be unlimited, and there is no handling fee for withdrawing cash locally. Different brands of international cards have independent quotas. However, this credit card not only has a high application threshold, but also has a poor service attitude of branches. There are no 8 telephones, and 4 pages are not open to individual users. You can call customer service at 95588 for detailed inquiry.

4. "China Construction Bank Credit Card": it is suitable for friends who do not have joint-stock commercial banks locally. Compared with the other three state-owned banks, this credit card has a lower application threshold, and the minimum repayment is supported by overdraft withdrawal. However, the credit card is generally low in amount and slow in withdrawal, so it will not automatically count the total consumption of all the cards and needs to be repaid separately. You can call customer service at 8-82-588 for detailed inquiry.

5. "China Bank Credit Card": It is applicable to the collection of Olympic cards. This credit card is the earliest credit card issuer in China, and it can be counted as points for overdraft withdrawal. However, the account cancellation of this credit card has to go to the business outlets, and Alipay is not supported. Only 8 credit cards are used for Great Wall International, and overdraft withdrawal does not support the minimum repayment. You can call customer service telephone numbers: 4-669-5566, 8-82-5288 (international card) and 95566 for detailed inquiry.

Note on selection:

1. Choose a suitable card issuer

The first step in credit card selection is to choose a suitable card issuer. Some credit card issuers have many preferential activities, so it is easy to apply for a credit card and issue a card. And some credit card issuers are just the opposite.

2. It's more convenient to apply for a card cancellation

It's better for the credit card issuing bank to have a credit card outlet in the city where the habitual residence address is located, so that both applying for a credit card and handling a credit card are