You don't need to apply for the minimum repayment amount of Ping An Bank credit card. The minimum repayment amount of bank credit card is calculated according to your actual consumption type and consumption situation. The minimum repayment amount may be different every month. Paying the minimum repayment on time will not affect your personal credit, but you can't enjoy the interest-free period. Interest and the remaining unpaid amount will be included in the next bill. From the billing date of consumption, interest will be calculated according to every transaction in your bill until you pay it off. You can check the minimum repayment amount of each installment through Ping An Pocket Bank APP- Credit Card-My Bill. If you need to consult Ping An Bank's credit card business, you can click on the link below to select "My"-exclusive customer service or follow Ping An Credit Card WeChat official account (paxyk955 1 1) for consultation. /branch/mkt/bank online/dist/online bankless . html #