The tips for using the two credit cards are as follows:

In order to obtain more credit card benefits, many cardholders often have multiple credit cards issued by the same bank. Currently, different banks have different regulations on bill settings for multiple credit cards from the same bank. Therefore, cardholders should inquire carefully when applying for multiple credit card bills to avoid delaying the repayment deadline. Especially those who only have electronic bills, text messages and other non-paper bills, they should pay more attention to the contents of the bill.

In addition to bills, various banks also have different repayment regulations. Some can implement one-account repayment, and some implement one-card, one-repayment system, so cardholders need to pay special attention. . In terms of credit cards, each bank also has its own different regulations. Even the same bank has different regulations for different card types. You can learn more about it when applying for a card.

Pay attention to the delivery time when combining bills. According to the regulations of many banks, if the cardholder has multiple credit cards of the bank, the bills will be delivered in a consolidated manner, that is, the account details of multiple credit cards will all be displayed on the same bill. However, the detailed bill will show the number of the consumption card. The last digit, time, and consumption unit, so cardholders don’t have to worry about confusion in their accounts. If the cardholder made a special agreement on the repayment time and bill delivery time when applying for the first credit card, it is recommended that the cardholder also modify the bill delivery time when applying for multiple cards from the bank to avoid the bank's Follow the automatic agreement on the credit card you applied for.

The delayed bill delivery affects the cardholder’s repayment plan. For cardholders who receive SMS bills, they should pay special attention to the content of the SMS prompts. Some banks will only display the card number of one of multiple cards when sending SMS messages. Therefore, after receiving the SMS, do not wait for the rest. bill, as it's likely that all dues will already be shown on one card.