Hello, the basic functions of credit cards are basically the same, for example, you can spend first and then repay; Use the cash advance function; Select the business with minimum repayment amount; Online shopping; Shopping in installments and so on. If there are no special requirements for credit card spending, you can apply for any one.

A dual-currency card can have two rows of choices. For example, VISA, MasterCard, JCB and American Express are all international credit card organizations, among which VISA has the widest coverage, and the special merchants are mainly concentrated in North America, Asia Pacific and other regions; MasterCard's special merchants are mainly concentrated in Europe, Southeast Asia and other regions; JCB- Japan Credit Card Co., Ltd., the special merchants are mainly concentrated in Japan; American Express has issued American Express cards in 49 currencies in 68 countries and regions, and has more than 60 million high-quality cardholders worldwide. After the successful application, the basic functions of the card are the same, but the credit card quota is different, the special merchants are different, and the promotion activities abroad are different.

If you have any other questions, please open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.