Yes, credit card transfers are regarded as cash withdrawals. They are allowed under normal circumstances and are not malicious overdrafts. There is no fee charged between different banks. Some banks do not charge fees for deposits ( Most of them charge a fee, usually based on the number of times or the amount).

Processing method:

Bring your passbook and ID card to the ICBC counter, fill in the remittance voucher, write down the other party's bank name, account number, and amount, and then hand it over to the staff. After completing the process, the bank will issue a computer-printed remittance receipt to you.

For ICBC's long-distance remittance, the maximum remittance amount per remittance is 50,000 yuan, and the remittance handling fee is 1% of the remittance amount, with a minimum of 1 yuan and a maximum of 50 yuan. (For example, 50,010 yuan is divided into: 50,000 yuan is charged a maximum handling fee of 50 yuan; 10 yuan is calculated as 1% as less than 1 yuan, and a minimum handling fee of 1 yuan is charged. In total, a handling fee of 51 yuan is required to remit 50,010 yuan.)