I am a finance major who graduated in 2013. If you have no ideas and just want to write a casual article, I suggest that you do not write empirical analysis, but write some descriptions of current problems and do some data. Just make statistics and simple analysis, and finally draw conclusions and improvement methods.

The title will give you some reference:

1. China’s financial reform and financial deepening

1. Financing difficulties for small and medium-sized enterprises in my country

2. Current status, dilemmas and countermeasures of China’s financial system reform

3. The independent director system of listed companies and China’s current corporate system reform

4. Discussion on the marketization of interest rates

5. Reconstruction of the organizational structure of my country’s financial institutions

6. Reform direction of China’s financial system

7. Issues on the reform and development of my country’s commercial banks

8. The lack and construction of China’s credit system

9. Problems and countermeasures in the development of personal financial management business

10. The theory and practice of China’s policy finance

11. On the issue of establishing a market exit mechanism for my country’s financial institutions

12. The development trends and problems of China’s financial electronics

13. Discussion on the development direction and model of China’s rural credit cooperatives

14. Research on the issue of non-bank financial institutions

2. International finance and exchange rate issues

1. Research on the issue of RMB free convertibility

2 .Research on the current RMB exchange rate issue

3. Research on the opening of China’s capital market

4. Research on the issue of China’s capital flight

5. Research on the issue of foreign mergers and acquisitions of bank stocks ;

6. Adjustment policies and mechanisms of China’s international balance of payments

7. Scale management and operation management of China’s international reserves

8. Globalized economy Development trends and issues with Hong Kong’s linked exchange rate system

9. RMB exchange rate mechanism and Hong Kong’s linked exchange rate system

10. Development trends of China’s financial industry

11. On the policy matching of internal economic equilibrium and external economic equilibrium

12. Research on the relationship between the effective exchange rate of RMB and the quantity of trade balance

13. China’s development strategies and strategies for utilizing foreign investment

3. Financial risks and regulatory issues

1. Challenges and countermeasures faced by China's financial security under the subprime mortgage crisis

2. On the resolution of bank non-performing assets

3. Research on financial innovation and financial supervision issues

4. Research on regulatory issues of electronic banking

5. On the self-discipline of financial institutions or the internal control of financial institutions

6. Some thoughts on implementing credit risk classification methods

7. Credit risk management and prevention of commercial banks

8. Problems and Countermeasures in Implementing Asset and Liability Management

9. Analysis of the Current Situation and Problems of Credit Risk Management of my country’s Banks’ Credit Cards

10. Research on the Reform of my country’s Financial Supervision System under the Background of Opening Up

11. Construction of internal rating system for credit risk of commercial banks in my country

12. Prevention of operational risks of commercial banks

13. Research on risk management of online banks in my country

14. Non-financial analysis in bank credit risk assessment

15. Research on risk analysis and management methods of housing mortgage loans.

16. Cost and cost of financial supervision Benefit Analysis

IV. Investment System and Capital Market

1. Research on China’s Securities Market Issues

2. Develop innovative financial products and improve financial markets

3. The development of China’s capital market

4. Research on QFII and QDII systems

5. Development and improvement of China’s bill market

6. Research on the development of various financial derivatives in my country

7. Empirical analysis of the effectiveness of my country's capital market

8. Practical analysis of CAPM

9. Empirical research on the pricing theory of warrants (or convertible bonds)

10. The function of investment banks in the capital market

11. Comparison and selection of investment bank organizational models

12. Establishment and development of China’s derivatives securities market

13. Post-listing shares of banks

Research on the correlation between ownership structure and performance

V. Trusts, asset securitization and investment funds

1. Reform and development of my country’s trust investment industry

2 . Analysis of the motivations for the securitization of credit assets in my country

3. Discussion on the business model of trust companies in my country

4. Research on the development issues of venture capital funds

5. The current situation, problems and countermeasures of my country's financial management market

6. Research on the performance evaluation of securities investment funds

7. Problems and solutions in the operation of China's investment funds;

8. Research on the development trend of investment funds;

9. International experience in the operation of sovereign funds and its enlightenment to my country

10. Research on open-end fund financing

11. Discussion on investment issues of social security funds

6. Monetary theory and monetary policy

1. Current goals and policy choices of financial macro-control by the monetary authorities

2. Analysis of the impact of virtual currency on the currency circulation order

3. The impact of inflation on the current investment field

4. Interest rate adjustment and the central bank’s macro-financial policy

5. Research on the current currency circulation situation in my country

6. Open market business and the improvement of my country’s treasury bond market

7. On the role of interest rates in macro-control policies

8. Adjustment and selection of my country’s monetary policy tools

9. Performance and countermeasures of inflation

10. Coordination of the ultimate goal of my country’s monetary policy and fiscal policy goals

11. Selection of the intermediate target of my country’s monetary policy

12. Adjustment of interest rate structure and adjustment of economic structure

13. Research on the elasticity of interest rates in my country

14. Optimization of my country’s interest rate transmission mechanism

15. Improving the effectiveness of commercial banks in interest rate transmission

16. Application of duration models in interest rate risk management

17. Research on the causes and countermeasures of deflation

18. The application of interest rate tools and exchange rate tools in the current macroeconomic control of our country

7. International currency and Exchange rate system

1. Analysis of the euro’s status in international reserves in the future

2. Discussion on the reform of the international monetary system in the 21st century

3. Euro; US dollar; Japanese yen Exchange rate trends and their impact on the world economy and the Chinese economy

4. Strengthening the role of the IMF in the international financial crisis

5. Prospects for cooperation between the global monetary system and Asian currencies

6. Japan’s financial liberalization and its implications

7. Analysis of financial liberalization in developing countries

8. International financial markets

1. Research on the development and regulatory issues of international financial markets

2. The development of cross-border mergers and acquisitions and the impact of economic globalization

3. The impact of US dollar exchange rate fluctuations on global financial markets

4. New ideas for the development of international commercial banks

5. Early warning and prevention mechanism of international financial crisis

6. Research on the current situation and dynamics of world financial development

These are the reference and scope of topics given by my school, and I hope to adopt them.