Hello, if you use China Merchants Bank credit card, online installment accounts for your credit line, so you need to deduct the total installment amount from your available credit line. With the monthly installment payment, your available credit limit will gradually recover.

That is, if you buy 1002, the credit card limit will be deducted 1002, leaving only 3000.

If you have any other questions, please feel free to call 4008205555 for detailed consultation. Thank you very much for your attention and support to China Merchants Bank!