Installment doesn't limit where you spend your money. Installment is only a prerequisite, that is, if a single consumption amount reaches a certain amount (generally 1000 or 1500), you can apply for installment payment. The installment bank you mentioned on Taobao doesn't have CCB, but there are several other banks, because other banks have just negotiated relevant agreements with Taobao.
If you want to buy things in installments, you can spend them normally. As long as the consumption amount meets the bank's installment conditions (CCB can apply for installment when a single consumption reaches 1000 yuan), after the consumption is successful, you can call our customer service to apply for installment payment.
If you don't understand, please ask questions and hope to adopt them.