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How to confirm that the credit card has been cancelled after cancellation?
You can check at the counter. Credit cards can be cancelled by calling customer service or going to the bank counter.

In order to ensure the success of credit card cancellation, we must pay attention to the following three points:

1. Before canceling the credit card, confirm the annual fee reduction and then save some money to offset the possible expenses.

2. 45 days after the cancellation, call the customer service phone of the bank credit card to confirm whether the cancellation is successful, so as not to leave a bad record for yourself because of the unsuccessful cancellation for special reasons.

Don't throw away the cancelled credit card everywhere. Cut the magnetic stripe and discard it to avoid being stolen by criminals.

1. Main features

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and stimulate social demand.

apply for

Credit card In most cases, citizens with full capacity for civil conduct (Chinese mainland 18-year-old citizens) who have a certain direct income source can apply for a credit card from the issuing bank. Sometimes, a legal person can also be an applicant.

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.