This means that the balance on the Bank of China credit card in September was 293.00 yuan. The balance of the bill deposit represents the current bill, which means that you do not need to repay the current bill.

The monthly statement date of Bank of China is generated by the system and is fixed for each cardholder and cannot be changed. Every month, the bank will regularly summarize and settle the various transactions and expenses that occurred in the current period of its credit card account, calculate the interest, calculate the total amount owed by the cardholder for the current period and the minimum repayment amount, and mail the statement.

Extended information:

Usage precautions:

1. Pre-authorization:

When checking into a hotel or car rental, you do not need to Pay a large amount of cash as a deposit to the hotel or rental company and simply pre-authorize it with your credit card through the hotel or rental company.

Credit card pre-authorization means that the merchant freezes a portion of the funds on your credit card before you make a purchase. After the purchase, your signature is required before the merchant can officially deduct the funds.

Pre-authorization will occupy the credit limit of the card. When you settle the pre-authorization, the pre-authorization will be cancelled. If you do not perform settlement within 30 days after the pre-authorization occurs, the pre-authorization will be automatically canceled.

2. In principle, you do not need to show your ID card to make purchases by credit card. If you choose to confirm the amount of card consumption only by signature, and the merchant insists on using a password or ID card, please cooperate as much as possible. You can enter any 6 digits for the password;

3. The cashier swipes or stamps the card When signing the purchase form, it should be within your sight to prevent your credit card from being misused or stolen;

4. When signing, please be sure to check whether the amount is correct, and do not fill in the payment form without filling in the payment form. Sign the purchase form with incorrect amount or amount;

5. After completing the payment, please confirm whether the credit card returned by the cashier is indeed your own card, and keep the purchase form stub properly for future reference. Check with the bill and provide a basis for handling possible disputes;

6. When the purchase form needs to be filled in again due to errors, the cashier must be asked to destroy all purchase forms in person. If you have obtained transaction authorization through online transactions and printed out the purchase order, you should ask the cashier to swipe your card immediately to cancel the transaction, and ask and retain the printed voucher or return certificate given by the merchant to avoid future disputes;

7. When you use a card to make purchases abroad, there are usually three columns of amounts on the credit card purchase form: Base Amount, Tips and Total. You can fill in the payment amount in the "Tip" column according to your own wishes, add it up and fill it in the "Total Amount" column, and finally sign the bill. We remind you that the total amount must be accurate to avoid unnecessary losses.

Note: Some merchants may provide dynamic currency conversion services. A currency conversion service fee will be charged for the change service. It is recommended that you refuse this service; please call customer service 4006695566 to set a transaction password before leaving the country to avoid certain transactions. Transactions fail when used by overseas merchants with mandatory password verification; if the device only supports four-digit passwords, please enter the first four digits of the six-digit transaction password.

Bank of China-Bank of China Credit Card User Guide