Overdue repayment of credit card refers to the situation that the final repayment period stipulated by the bank is exceeded and the consumption money is not deposited into the designated account in full and on time. If the cardholder fails to repay the arrears before the final repayment date of the current bill or the amount of repayment is lower than the minimum repayment amount, the current bill will become overdue.

If the minimum repayment amount is not paid, the bank credit card wealth management center will charge a late fee and interest:

1. The late payment fee is calculated as 5% of the unpaid part of the minimum repayment amount;

2. At the same time, the bank will charge five ten thousandths of the daily interest on the whole bill, not from the overdue date, but from the consumption date, and compound interest on a monthly basis;

3, because I don't know the consumption time and the specific bill, I can't calculate it accurately, but I can call the credit card center and the customer service will tell me the exact number.