The money borrowed is used by users to buy insurance, and it is not directly related to whether the loan is paid off. The borrowed money is the lender's resource behavior, and the premium cannot be refunded after paying off the loan.
With the care and support of Deng Xiaoping, the chief architect of reform and opening up, Huaxia Bank was established in Beijing on June 1992. 1March 1995, shareholding system reform; In September, 2003, it went public for the first time (stock code: 6000 15), becoming the fifth listed bank in China. Since its establishment, Huaxia Bank has won many awards, such as "Advanced Unit of Financial Services for Small and Micro Enterprises", "Financial Institution with the Most Social Responsibility" and "Best People's Livelihood Finance Award in China Banking Industry".