1. If you register your phone number in the bank, or receive the verification code after registering in online banking outlets such as online banking and e-loan, you may receive a customer service call from the credit card center. You can accept or refuse to apply for a card according to your actual situation, and refusing to apply for a card will not have any impact on your personal credit.
2. Generally, the telephone calls through 400 1395555 are all from customer service or sales staff of China Merchants Bank to promote banking services, such as credit card installment, insurance, loan and wealth management. But be careful to prevent criminals from forging base stations for fraud, and never disclose your personal information or bank card information to the other party at will.
3. If you don't want to answer the phone again, you can reply to the customer service "I have understood, there is no demand for the time being", and generally you won't answer the phone again. If you are harassed by such phone calls, complain.
1. Credit Card Articles of Association of China Merchants Bank
Article 5. Other agreements: Party B agrees and allows Party A to conduct experience research or provide services to introduce preferential information, financial products and other value-added products (including but not limited to insurance business sold by agents) through websites, mails, statements, short messages, pocket life and voice calls.
2. China Merchants Bank credit card manual customer service telephone number: ① 24-hour service hotline of China Merchants Bank credit card: 400-820-5555; ② 24-hour business card hotline: 400-820-5558; ③ Credit card exit service hotlines: 400 1695555, 400 1395555, 400195555; ④ Black Gold VIP 24-hour hotline: 400-988-9888; ⑤ Unlimited VIP 24-hour line: 400-800-0888;
3. Conditions and required materials for handling the credit card of China Merchants Bank: ① Conditions: The applicant should be at least 18 years old (foreigners are at least 25 years old), have certain economic ability and have a good credit record. Please refer to the actual audit of our credit card application results. ② Information: Copy of my credit card application and ID card (foreigner: passport and residence permit or employment certificate; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit) and the work certificate issued by the unit.
4. In addition, it is helpful to improve the credit limit by providing the following information, such as: a copy of the running list of China Merchants Bank's savings account in the past three months; Original proof of asset balance of wealth management account opened by China Merchants Bank; A copy of the property ownership certificate (including my name)+a copy of any water, electricity and coal invoices of the property in recent 3 months; A copy of my driver's license.