Alipay's official reply:
Credit card payment is fast for buyers. If a refund occurs before the transaction is completed, the handling fee will be refunded to the bank card used by the buyer in proportion to the specific amount. Please log in to the Alipay front desk and click the small alarm clock to check the payment progress.
If a refund occurs after the transaction has been completed (including Taobao advance payment and after-sales refund), the handling fee paid by the buyer will not be refunded.
Extended information:
If the credit card payment service is activated, the credit card handling fee will be borne by the seller
After the seller activates the "credit card payment" service, the buyer uses a credit card For payment, the seller needs to pay 1% of the transaction amount (including shipping costs) as a transaction fee, and the buyer only needs to pay the transaction amount. In other words, after the seller activates the "credit card payment" service, the seller needs to pay a handling fee of 1, not the buyer.
If the seller does not activate the "credit card payment" service, the buyer uses a credit card to pay for shopping, and the seller does not need to pay a handling fee. But correspondingly, the buyer's payment page will prompt the buyer that "there is a handling fee for paying with a credit card for this product", and the handling fee is borne by the buyer.
Alipay-use credit card to pay quickly. If a refund occurs, will the service fee be refunded?
People's Daily Online - Taobao store pays 1 handling fee for using credit card?