Installment payment of 6 installments is 3.6% (average monthly .6%) and installment payment of 12 installments is 7.2% (average monthly .6%)

1. Installment payment fees are deducted from the cardholder's account at one time or every month according to different standards when handling business;

2. The installment fee in different regions may be different due to promotional activities, and now it is calculated as follows according to the current standards.

3,2 * 3.6%+3,2/6 = 115.2+533.33 = 648.53 in the first month, 533.33 in the next month-RMB 3,2 is due, and the handling fee is 115.2 yuan+RMB 3,2 in the principal, and RMB 3,315.2 yuan is still needed to handle the six maturities. The fee of 23.4 yuan+the principal of 32 yuan =343.4 yuan is required for the 12th installment. The other is how to get banks to speed up the processing of credit cards. It's been 1 days and it hasn't been sent down yet? The bank has a submission-review-business card printing process. As long as you meet the requirements for card processing, please wait patiently and it will be sent to you soon.