After going to the Bank of China credit card interview, what are the other procedures? How long does it take to get the card?
Depending on your application channel, the review time will vary. The normal review time for branch applications is about 10 working days, and the normal review time for online applications is about 1-11 working days. The Bank of China credit card will be mailed to your mailing address registered with Bank of China by express delivery. The mailing time will be approximately 3-5 working days. If there is no review result for a long time or you do not receive the card, it is recommended that you call the customer service hotline to inquire.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.
How many days will it take to receive the card after the credit card interview?
After the credit card interview, it usually takes 10 working days from the review department to receive your application information to the credit card review to be completed.
After applying for a credit card interview, the bank will conduct phone verification and approval procedures within 2 to 3 working days. If approved, the bank will produce the card within 1 to 2 days and mail it to the applicant. The mailing time is approximately 7 to 15 days, depending on the mailing method adopted by the bank.
Credit card application approval process:
Submit personal information, work unit information and unit phone number;
The bank will call to verify the completed work within 2 to 3 days Unit contact number and personal contact number, after verification by phone.
The bank will send a reminder text message to indicate whether the card has been approved or not.
If the bank approves the card successfully, you will receive the bank card within 10 working days.
After receiving the bank card, you can take the relevant information to the local bank branch to activate the bank card, or you can call the phone number for activation or network activation.
If you apply for a credit card online, after receiving the card, the applicant must bring relevant documents to the bank where the credit card belongs to activate the card. Telephone activation and online activation are not applicable to online credit card applications.
Tips for filling in the credit card application form
1. Marital status: married or single, generally speaking, you can fill it out truthfully. But for older young people, you still need to think carefully when applying for a card. If you fill in the form of unmarried, the bank will consider that the status of the card applicant may not be very stable.
2. Home address: Applicants who have already purchased a house can directly fill in the address of the property under their name and attach a copy of the real estate certificate when submitting the information. Card applicants who do not have personal housing, such as those who rent a house, can fill in the home address of their hometown. If they stay for a long time, the bank will think that the address of the card applicant is very stable.
As for the Beipiao people, if you have local friends with good connections, and if the friends allow it, you can fill in the friend’s address, and the check-in time can be Beidiao time, and the person who applied for the card can also be displayed. Residential stability.
3. Residential phone number: Fill in based on your home address, preferably a landline. Make sure your parents or friends’ parents (you need to say hello in advance) can receive it. Older people always give people a more solid feeling.
4. Work unit landline phone number: Failure to fill in this is the culprit that causes many card applicants to fail to apply for a card. The bank often chooses to call this number during return visits to confirm the card applicant's job stability, which is directly related to the card applicant's source of income.
5. Annual salary: directly related to the repayment ability. Many card applicants fill in the annual salary as either too high or too low when applying for the card. In fact, the annual salary is directly related to the income certificate of the card applicant and should be based on the actual Please fill in the information according to the situation, but if the unit can issue proof of income, you can also increase it appropriately to make the bank more assured.
Do not make anything up when filling in the annual salary. The bank will have a relative reference value through social security, industry, position and other information. Once the bank discovers that the card applicant is suspected of forging information, the card application will basically not be successful.
6. Contact person: You can choose to fill in the contact person: family members with stable addresses, friends with stable jobs and high incomes, colleagues in the same company, etc. In short, they are stable groups that can make the bank more assured. It is not recommended to fill in friends who do not have a fixed job or whose income/residence is unstable.
7. Credit cards from other banks: If the bank you apply for supports "card application", the applicant can provide that the card has been used for at least 3 months (different banks, such as Shanghai Pudong Development Bank regulations: hold other banks' credit cards). Credit cards from other banks that are more than 1 year old can be applied at the counter. Credit cards from other banks or above can be applied at the counter. If the card usage record is good and there is no overdue card, the card can be approved more quickly.
How long will it take for the China Merchants Bank credit card to be issued if it passes the preliminary review and has been signed for confirmation?
If it is passed the preliminary review and has been signed and confirmed, it will take 2 working days to produce the card and the card will have been issued. , it can be sent out in about 15 working days.
If a China Merchants Bank credit card passes the preliminary review, it means it has been approved. During the interview, as long as it is confirmed that the application is made by me, the card can be issued smoothly.
After the initial review of the application is passed, the staff of China Merchants Bank will proactively contact the applicant to go to the bank branch to go through the interview procedures. After passing the interview, a card will be produced for you within 2 working days and issued within 3 working days. Then it will be sent to you by registered mail according to the billing address. The registered mail will be sent within 15 days. The card applicant can just check it.
Extended information:
Inquiry on application progress of China Merchants Credit Card:
1. First, you can log in to the credit card website and click "Application Progress Inquiry" on the upper right side of the homepage. Enter the ID number according to the prompts;
2. Call the credit card customer service hotline to inquire.
3. Directly query the official WeChat public account.
4. Quick query on the official client of Palm Life.
Warm reminder: The official website of China Merchants Bank Credit Card recently launched WeChat and mobile clients to quickly apply for credit cards, credit card activation and credit card application progress inquiries, etc., a convenient, safe and fast online credit card application service!
Reference materials: Credit card application progress inquiry-China Merchants Bank Credit Card Official Website
How long does it take to receive the credit card after the CCB credit card interview?
1. Time required: about 10 days.
2. CCB credit card interview process:
1. Go to the bank branch where the credit card is processed, or find the staff of the local bank's credit card center and fill out the credit card application form. The content of the application form generally includes the name of the applicant, basic information, financial status or source of income, guarantor and his basic information, etc.;
2. Submit certain copies of certificates and certificates to the card issuing bank. ;
3. After filling in the application form truthfully, you must submit relevant credit certificates together with the completed application form;
4. The application form is accompanied by a credit card information. For the contract, the applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have his or her signature;
5. Credit card application process Basically completed, waiting for the credit card to be issued.
3. Credit card application approval process:
Submit personal information, work unit information and unit phone number;
The bank will verify the completion by phone within 2 to 3 days Work unit contact number and personal contact number, after verification by phone.
The bank will send a reminder text message to indicate whether the card has been approved or not.
If the bank approves the card successfully, you will receive the bank card within 15 working days.
After receiving the bank card, you can take the relevant information to the local bank branch to activate the bank card, or you can call the phone number for activation or network activation.
If you apply for a credit card online, after receiving the card, the applicant must bring relevant documents to the bank where the credit card belongs to activate the card. Telephone activation and online activation are not applicable to online credit card applications.
How long does it take for the Agricultural Bank of China to issue a card after an interview?
Generally, the interview notification text message will occur within 24 hours, and customers can wait patiently for two days.
If the customer does not wait for the interview notification text message, the customer can directly bring his personal ID card to the branch to consult the staff. The card may have arrived, but the branch office has a lot of business, so there is no time to send a text message. However, as long as "To be interviewed" is displayed, customers can directly conduct interviews at the branch. After passing the interview, the customer can activate the card and use it.
Of course, customers can also choose to call (400-669-5599) for consultation first.
If the staff of the Agricultural Bank of China says that they have to wait for the notification, then the customer should wait patiently for the notification and go to the branch for an interview after receiving the notification.
In fact, not all credit cards of the Agricultural Bank of China require an interview. Generally, cards applied directly at branches do not require an interview. The bank will issue a card upon approval and then mail it to the customer. But if it is your first time to apply for an Agricultural Bank of China credit card online, you will generally need an interview.
The predecessor of the Agricultural Bank of China can be traced back to the Agricultural Cooperative Bank established in 1951. Since the late 1970s, the bank has successively experienced different stages of development, such as a national specialized bank, a wholly state-owned commercial bank, and a state-controlled commercial bank. In January 2009, the bank was restructured into a joint stock limited company. In July 2010, the bank was listed on the Shanghai Stock Exchange and the Stock Exchange of Hong Kong.
The bank is one of China's major comprehensive financial service providers and is committed to building an international first-class commercial banking group with distinctive operating characteristics, efficient and convenient services, complete and coordinated functions, and outstanding value creation capabilities. With its comprehensive business portfolio, vast distribution network and leading technology platform, the bank provides customers with a variety of corporate banking and retail banking products and services. It also conducts financial market business and asset management business. Its business scope also covers investment banking, Fund management, financial leasing, life insurance and other fields. As of the end of 2016, the bank's total assets were 19.570061 billion yuan, loans and advances issued were 9.719639 billion yuan, deposits received were 15.038001 billion yuan, the capital adequacy rate was 13.04%, and the annual net profit was 184.060 billion yuan.
As of the end of 2016, the bank had a total of 23,682 domestic branches, including the head office, the head office business department, 3 head office specialized agencies, 37 first-level (directly affiliated) branches, 365 Second-level branches (including provincial branch business departments), 3,506 first-level sub-branches (including municipalities, directly-affiliated branch business departments, and second-level branch business departments), 19,714 grassroots business institutions and 55 other institutions. Overseas branches include 10 overseas branches and 3 overseas representative offices. The bank has 14 major holding subsidiaries, including 9 domestic and 5 overseas.
This is the end of the introduction about how long it takes to issue a credit card during a credit card interview and how long it takes to issue a valid credit card after an interview. I wonder if you found the information you need?