The Commercial Bank of China will check whether you have paid social security and paid wages on its behalf. You can apply for it, but the card application rate is not very high. The following are the supporting documents required to apply for a Minsheng Bank credit card.
Certificate documents required by China Minsheng Bank:
1. Identity documents for applicants of main card and supplementary card:
Domestic persons - Resident ID card or Copy of military officer's ID card;
Compatriots from Hong Kong and Macao - a copy of the Mainland Travel Permit and proof of residence for more than one year;
Foreigners - a copy of passport and proof of residence for more than one year;
Applicants for supplementary cards who are under 16 years old - a copy of the household registration book. (Please be sure to provide)
2. Main card applicant’s work certification documents: such as the original work certificate issued by the work unit, a copy of the employment contract, a copy of the work levy, etc. (Please provide at least one copy)
3. Documents proving the income of the main card applicant: such as salary records issued by banks, income certificates issued by the unit, income tax withholding certificates, etc. (Please provide at least one)
4. Documents proving the financial resources of the main card applicant: such as self-owned real estate certificate, real estate mortgage payment certificate, self-owned vehicle driving license, vehicle mortgage payment certificate, car purchase invoice , a copy of our bank’s time deposit receipt, etc. (It will help improve the bank’s credit rating of you)
5. Proof of residence of the main card applicant: such as payment vouchers for water, electricity, coal and other public utilities in the past three months, mobile phone or landline phone number, etc. Xunfei’s payment vouchers for the last three months, cable TV fees, property management fees, etc. (It will help improve the bank’s credit rating of you)
6. Other supporting documents for the main card applicant: such as a copy of the professional title certificate, a copy of the professional qualification certificate, etc. (Help improve the bank’s credit rating of you)