This situation does not count as a credit card limit.

Housing provident fund loan liabilities refer to the amount owed by using housing provident fund loans. This is a debt that must be repaid, not the same as credit card debt. A credit card line refers to a line of credit granted by a bank or credit card company, allowing you to borrow money within a certain limit and repay it in installments. This is a completely different concept from housing provident fund loan liabilities.