1. I bring my valid ID and bank card to the corresponding bank outlet to open an account.

2. Download and install the corresponding Pocket Banking APP, and select "Register" on the login page for self-opening. When opening a personal pocket bank, you need to use the mobile phone number reserved when the bank opens the card for verification. If the customer enters another mobile phone number, the system will report an error.

"Pocket Bank" is an online personal banking financial management software developed by China Merchants Bank based on PDA platform. It is an extension of online personal banking professional edition on PDA platform and a perfect combination of online banking and PDA. You can transfer funds through PDA and manage your finances comprehensively.

Function introduction

Basic services

Basic business provides the basic and common functions of online banking. Using the self-service payment function, users can pay various fees to the special charging unit of China Merchants Bank.

One-card account inquiry

One-card transaction inquiry

One-card fixed-activity mutual transfer one-card notification deposit transfer

One-card self-service payment by modifying one-card password

Report the loss of a card

credit card

Credit cards provide basic and commonly used credit card business functions.

Credit card payment inquiry credit card unpaid bill inquiry

Credit card history bill inquiry credit card reconciliation

Credit card limit adjustment credit card automatic repayment setting

The credit card foreign exchange purchase function setting modifies the amount of foreign exchange purchased in this period.

Credit card payment credit card modification inquiry password

Reissue the advance cash password and the damaged credit card.

Transfer remittance

With the function of transfer and remittance, users can remit money to any bank account anywhere in China.

For example, cardholders of China Merchants Bank in Beijing can transfer money from China Bank in Beijing or remit money to Industrial and Commercial Bank of Lhasa, Tibet.

Transfer in the same city * Remittance in different places *

Batch transfer remittance data editing batch transfer remittance *

Query transfer remittance records, payee information management

Easy loan

With the self-service loan function in Easy Loan, you can pledge the local and foreign currency time savings deposits stored in your card and apply for a loan from our bank, and the loan funds can be received at any time.

Apply for loan extension

Debt conversion loan

Inquire about the loan situation and loan amount.

Housing loan, car loan

Loan inquiry business (overdue)

Trial calculation (equal repayment method) Trial calculation (average capital repayment method)

Trial calculation (equal increasing repayment method) Trial calculation (equal decreasing repayment method)

Investment links/foreign exchange transactions

Foreign exchange trading means that individual customers entrust banks to convert one freely convertible foreign currency into another. After accepting the entrustment of customers, China Merchants Bank will formulate the corresponding exchange rate with reference to the international financial market.

Foreign exchange market transactions and inquiries

Modification and reset of foreign exchange transaction password for foreign exchange account transfer