Landlord, if you are sure that your credit card has been cancelled, then this situation will be very troublesome. Landlord, go to the local card department first, check how much money you owe and make up. This kind of business card department will generally accept it.
Only after you pay off your debts will your bad record be eliminated within five years. If the debt is not repaid, the record will always exist. First of all, you should go to the local card department to find out how much money you owe and make up. This kind of business card department will generally accept it. Then check your own credit information. It is estimated that you should have a bad credit record. Please ask the Credit Information Center of the People's Bank of China to see if it is possible to ask the bank to issue relevant certification materials to cancel the account cancellation caused by the long-term overdue credit card of ICBC with poor credit information, and interest will accrue from the date of account cancellation to the actual repayment date. Please bring your card and valid ID to the card issuer to check the exact amount of debt, repay the debt by deposit or transfer, and handle the follow-up business.
Tips:
Inquiring about the repayment amount and handling the follow-up business need to be handled by the card issuer, and repayment can only be handled at any business outlet in different places through the original cancellation card number. ! If the credit card is in arrears, the bank will generally not cancel it for you, but will only freeze it. Credit card freezing does not affect your credit card repayment.
Landlord, if you are sure that your credit card has been cancelled, then this situation will be very troublesome. Landlord, go to the local card department first, check how much money you owe and make up. This kind of business card department will generally accept it.
Only after you pay off your debts will your bad record be eliminated within five years. If the debt is not repaid, the record will always exist. If your credit card is cancelled, you will pay off all your debts. If you are not at ease, you can take your ID card to ICBC to check all the credit card accounts in my name and see if there are any overdue ones. Your credit card should only be frozen, which will not affect your repayment.