What is the credit limit of China Construction Bank Credit Card and China Eastern Airlines IC Gold Card?

The credit limit is not determined based on the card type. Many factors must be taken into consideration when determining the credit limit. For example: the applicant's age, education, household registration, job, social security payment record, marital status, residential situation, personal credit record, personal assets (time deposit certificates, financial products, etc.), etc. Stable job income and good credit are some of the more important factors. The final amount will not be known until the card audit passes. What is the credit limit of China Construction Bank Credit Card Excellence LC?

The general approval limit is between 1,000-50,000 yuan. When approving, the bank will refer to the nature of your work (private, state-owned, whether it is a high-risk industry, such as KTV, etc. ), social security, provident fund, personal tax, credit (whether it is overdue, whether you hold multiple bank credit cards at the same time, debt ratio, etc.), academic qualifications and other aspects to approve the limit, so before the approval result comes out, all There is no way to know in advance the initial credit limit of the CCB Credit Card China Southern Airlines Sky Pearl Gray Card

CCB China Southern Airlines Dragon Credit Card Gold Card, the approved limit is between 1,000-50,000 yuan

Approved Sometimes the bank will refer to the nature of your job (private, state-owned, whether it is a high-risk industry, such as KTV, etc.), social security, provident fund, personal tax, personal assets (real estate, cars, time deposit certificates from China Construction Bank, etc.), credit (whether If there are overdue, whether you hold multiple bank credit cards at the same time, debt ratio, etc.), academic qualifications and other factors will be used to approve the limit. Therefore, no matter which channel you apply for and what type of card you apply for, there will be no guarantee until the approval result comes out. How to know the initial credit limit of the card in advance? What is the credit limit of China Construction Bank Credit Card Tencent e-Long Card

The credit approval limit of China Construction Bank Credit Card Tencent e-Long Card is between 1,000-50,000 yuan.

When approving the application, the bank will definitely refer to the applicant's specific situation, such as: nature of work, social security, provident fund, personal tax, personal assets, credit (whether there will be overdue, whether the applicant holds multiple bank credit cards at the same time, Debt ratio, etc.), academic qualifications and other factors will be used to approve the amount. Stable job income and good credit are some of the more important factors.

China Construction Bank:

China Construction Bank (CCB, CCB) was established on October 1, 1954. Its head office is located in Beijing Financial Center No. 25, Main Street, is a large state-owned bank managed by the central government and one of the four major banks in China. China Construction Bank's main business areas include corporate banking, personal banking and treasury services. It has branches in Hong Kong, Taiwan, Melbourne and other places. It has many subsidiaries such as CCB Fund, CCB Leasing, CCB Trust, CCB Life, Sino-German Housing Savings Bank, CCB Asia, CCB London, CCB Russia, CCB Dubai, CCB International, etc. to provide customers with comprehensive financial services. Serve. What is the maximum limit of a China Construction Bank credit card?

Different people get different limits when applying for a card, ranging from thousands or tens of thousands to tens or millions.

There are many factors to consider when determining the quota. For example: the applicant's age, education, household registration, job, social security payment record, marital status, residential situation, personal credit record, personal assets (time deposit certificates, financial products, etc.), etc. Stable job income and good credit are some of the more important factors. The final amount will not be known until the card is audited. What is the credit card limit of China Construction Bank for driving license application?

The credit card limit is determined by the bank based on the credit worthiness and financial resources of the cardholder.

When a cardholder applies for a credit card, the bank will determine the limit based on the cardholder’s creditworthiness and financial resources at that time. If the cardholder uses the credit card normally for a long time without any abnormal status such as overdue, and within a certain period of time ( Generally 3 months to 6 months) If the credit card payment amount is more than 60% of the limit, the bank's system will automatically adjust the temporary limit or fixed limit.

If there is no adjustment, you can contact the customer service staff of the bank's credit card center to apply for a limit increase. Some card banks can directly call you to apply for a limit increase.

If the bank customer service staff informs the cardholder to go to the counter to apply for a limit increase, the cardholder needs to prepare relevant materials to handle the process: ID card, credit card, and statement of the past six months (for UnionPay cards with larger statement, statement ), credit card limit increase application form (fill in this line). If there are no problems in the bank's audit, the limit will be adjusted appropriately.

Tips for increasing your credit card limit:

Maintain your credit: repay the loan in full and on time; repay the loan diligently 3 months before opening the card, and repay as soon as you have money.

Frequent use of cards, regardless of size, more than 20 times a month.

The amount used on the card must be at least 50% of the total limit.

The bills for card consumption must be for 3 consecutive months without interruption, that is, there must be consumption every month.

Use the card for 3 or 6 months and call to increase the credit limit (it doesn’t matter if you are rejected, just persevere. Sometimes different customer service applications will be handled differently).

If you need money temporarily, you can apply for a temporary increase, which will be easier to approve. Is it easy to get a China Construction Bank credit card? What is the first-time limit?

Construction Bank credit card is relatively easy to apply for. The first-time application limit is determined based on the applicant’s work and financial status. The credit limit ranges from 1,000 yuan to 50,000 yuan. Most people apply for a credit limit of 5,000 yuan to 10,000 yuan. between yuan.

What are the requirements for applying for CCB Long Card credit card:

1. A deposit or investment account with CCB has been open for 6 months or more, and the average monthly deposit/investment amount in the last 3 months 50,000 yuan and above, of which customers with 100,000 yuan and above can be approved for gold cards;

2. The average monthly issuance in the past three months shall not be less than 1,200 yuan, and shall not be less than 1,200 yuan in any month Applicants with an average monthly salary of 800 yuan can apply; customers with an average monthly wage payment of 4,000 yuan or more can apply for a gold card. If the amount of the applicant's salary paid by our bank is less than the prescribed standard, the card-issuing bank should also require the applicant to provide proof of income or other bank's salary payment certification materials to confirm that the applicant meets the income conditions required for card issuance;

3. The house purchased by the applicant is a local commercial house, the house purchase time is within 15 years (inclusive), and the house purchase area is 80 square meters or more, except for affordable housing, poverty alleviation housing or demolished housing customers. Among them, applicants who purchase a house with an area of ??more than 120 square meters can apply for a gold card;

4. Cars with a displacement of 1.0 or above, 8 seats or less (inclusive), and a car age of no more than 8 years. Operating vehicles, coaching vehicles, agricultural vehicles, taxis, vans, minivans, special operation vehicles, etc. are excluded;

5. Credit card customers from other banks do not include customers who only have quasi-credit cards from other banks. :

(1) Hold credit cards from other banks for 6 months or more, any credit card has a repayment record of 6 or more periods, and all credit cards have no overdue records in the last 6 months;

(2) The average credit limit of credit cards from other banks is not less than 5,000 yuan;

(3) Any credit card from other banks has 3 or more purchases in the last 2 periods*** Record and accumulate points-based consumption totaling more than 1,500 yuan. Excludes consumption or transfer businesses such as house purchase, car purchase, tuition payment, wholesale, energy, financial reimbursement, distribution, insurance, etc. (Those who have bank cards from other banks can also apply)

6. If you have a loan business with China Construction Bank, you can also apply. The conditions are as follows: the purchase price of the house is more than 150,000 yuan, or the monthly repayment amount is more than 500 yuan. Above, no bad credit history. What is the limit of the Century Travel LC card of Yunnan Construction Bank Credit Card Center

CCB World Travel IC Credit Card Gold Card, its limit range is 1,000-50,000 yuan, CCB will refer to the original poster when approving the credit card Regarding work, income, social security, provident fund, personal tax, personal assets, credit, academic qualifications, etc., the final approval result depends on the actual situation of the poster, and is not easy to predict.