1. China Merchants Bank-e Loan China Merchants Bank provides large-amount cash installment business exclusively for high-quality credit card holders, which can also be regarded as a kind of credit loan. E-Zhao Loan has two methods: "installment repayment" and "repayment at any time". Different repayment methods have different interest rates. Installment repayment, 0.95% for 3 installments, 0.80% for 6 installments, 0.75% for 10 installments, 0.75% for 12 installments, 0.75% for 18 installments, 0.75% for 24 installments, and a 50% discount during events; repay at any time, after the application is successful, The applied amount will be charged interest at a rate of 50,000 per day, with compound interest calculated on a monthly basis, until it is paid off in full, with no additional handling fees.
2. China CITIC Bank-New Express is also a service that only high-quality credit card customers can enjoy. The maximum limit is 300,000 yuan, which can be repaid in up to 3 years. Depending on the number of repayment periods, the interest is also Not the same. 1.50% for the 1st period, 0.82% for the 3rd period, 0.82% for the 6th period, 0.77% for the 12th period, 0.76% for the 24th period, 0.76% for the 36th period (annualized rate: 14.70-21.61%)
3. Minsheng Bank - Quanminle Installment (Cash Installment) Quanminle Installment is an exclusive limit provided to qualified customers. Cardholders can apply for installment repayment within this limit. The interest will be different depending on the number of installments. The handling rate for the 3rd period is 0.9%/period, which is collected in one lump sum; the handling rate for the 6th, 9th, 12th, 18th, and 24th periods is 0.75%/period, which is collected in installments.