There are two ways to apply for a credit card: online application and bank branch application.

Online application: The review process is completed within 10 working days, and the general delivery process basically arrives within 15 working days, so it generally takes 25 working days for the applicant to receive and use the credit card.

Application at bank branches: After the card is approved, the bank will produce a new card within 3 working days. Regular and gold cards are sent by registered mail, which takes about 7-15 working days. Platinum cards and set cards are sent via EMS, which takes about 3-5 working days.

The bank will refer to the personal situation of the card holder: such as age, job stability, income, personal credit and other aspects to help you conduct a comprehensive review.