There is a 5-day grace period after the repayment date for CCB credit cards, and repayment within the grace period is deemed to be repayment on time;\x0d\1. If the minimum repayment amount is paid, the daily interest will be calculated at 0.05; 2. If the repayment amount is less than the minimum repayment amount stipulated by the bank, it will be considered overdue, and the daily interest will be calculated at 0.05. In addition, there will be a late payment fee. The late payment fee for credit cards is generally 5% of the unpaid portion of the minimum repayment amount, calculated and charged monthly