Current location - Trademark Inquiry Complete Network - Overdue credit card - What does CCB mean when it says "the card has been sent by appointment"?
What does CCB mean when it says "the card has been sent by appointment"?

The credit card has been posted, which means the card has been posted.

After the credit card application has been approved, there are two common ways to collect the credit card:

1. Send it by registered mail, make a card after it is approved, and then send it by post. After sending it, a short message will be sent to inform the cardholder, with the mailing number in the short message for easy inquiry. After receiving the letter, the cardholder can activate and start using the card according to the prompt in the letter.

2. Cardholders can bring valid identity documents to the bank counter to collect them, and at the same time, they can activate their credit cards under the guidance of bank personnel.

credit cards are also called debit cards. It is a non-cash transaction payment method and a simple credit service. Compared with ordinary bank savings card, the most convenient way to use credit card is to make ordinary consumption without cash in the card. In many cases, it is enough to return the amount of consumption on time.

Extended information

During the interest-free repayment period: the interest-free repayment period refers to the interest-free period for consumer transactions enjoyed by cardholders who repay in full on schedule. The interest-free period starts from the bank bookkeeping date to the repayment date, with a minimum of 2 days and a maximum of 5 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.

if the repayment is not made in full before the due date, you will not enjoy the interest-free period. The Construction Bank will charge interest at the daily rate of .5 ‰ and compound interest on a monthly basis. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated based on the actual amount payable.

if the repayment is not made before the due repayment date or the repayment amount is less than the minimum repayment amount, CCB will charge interest as required, and will also charge a late fee of 5% of the unpaid part of the minimum repayment amount.

Baidu Encyclopedia-CCB Credit Card

Baidu Encyclopedia-Credit Card

Baidu Encyclopedia-Notice of the People's Bank of China on matters related to credit card business