When I buy a disc on hmv in Japan, is the exchange rate of China Merchants Bank's credit card calculated according to the exchange rate of the next day or the exchange rate on the day of delivery deduction? Hello, the exchange rate for overseas transactions is the exchange rate on the settlement day announced by international organizations. The exchange rate on the settlement date is usually the exchange rate on the day before the entry date of credit card transactions and cash withdrawal transactions, which is provided by international organizations and may be different from the market announcement.

Warm reminder: holders of our credit cards with VISA, MASTERCARD, JCB or American Express logo can use them overseas (including Hong Kong, Macao and Taiwan). Credit cards through international routes will be settled in US dollars in consumption abroad. If the consumption amount is not USD, there will be an exchange fee between the two currencies, that is, 65438+ 0.5% of the transaction amount. If the consumption amount is USD, no settlement fee will be charged.

If you have any other questions, please feel free to call 4008205555 or log in to online customer service for detailed consultation: /cmu/icslogin.aspx? from = B& amp； Logincmu=0, thank you very much for your attention and support to China Merchants Bank!