1. Use credit cards more often. Regardless of the amount, cardholders need to use their credit cards as much as possible, and if they can swipe the card, they must swipe the card to spend. If you swipe the card multiple times, the system will consider the credit card a necessity for the cardholder, and the cardholder can also accumulate a certain amount of loyalty. In this case, the bank will be willing to increase the credit card limit for the cardholder.

2. We must maintain continuous consumption. Some banks stipulate that there must be monthly card consumption records three months before applying for a limit increase. This is very helpful in increasing your credit limit in the early stages of holding the card. The bank will consider that the cardholder is applying for the card for consumption and not for other purposes.

3. Maintain a certain credit card amount. Try to maintain a certain credit card amount every month and ensure full repayment within the specified time. However, I do not recommend that cardholders spend more than they can repay. Once repayments are overdue or low repayments are maintained for a long time, the bank will think that the cardholder’s consumption amount does not match their income, which will have a great impact on the cardholder’s future repayment. Big impact.

4. The monthly limit is at least 30. And the type of credit card swiped should be detailed, ranging from home decoration, large-scale shopping, etc., to electricity bills, phone bill payments, etc. Use as many cards as you can think of that can be swiped, and just pay back the money during the interest-free repayment period. Only in this way will the bank think that you have sufficient spending power and needs.