Hello, no matter when, where and what kind of foreign currency you use, the foreign exchange handling fee of 1.5% will be exempted when you use our all-currency card for consumption or withdrawal. With this card, RMB accounts can automatically purchase foreign exchange, and it is easy to repay with RMB.

Other credit cards can swipe their cards overseas according to the credit card organization logo on the credit card (such as VISA, MASTERCARD, JCB, American Express, UnionPay), and there is no need to open the card swiping function. UnionPay line credit card is directly settled in RMB; If you swipe your card on an international line, it will be settled in US dollars. Since the consumption outside the credit card will be settled in US dollars, if the consumption amount is not US dollars, there will be exchange fees between the two currencies. If you brush the UnionPay line or spend US dollars, there will be no settlement procedures.

If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!