1. The credit card has already applied for installment billing. If you want to repay the minimum payment, the amount of the installment bill cannot be repaid according to the minimum amount. You can only repay the amount of each installment after applying for installment in full and on time.

2. Other bills other than credit card installment bills can be repaid according to the minimum amount. If other bills are repaid according to the minimum amount, the monthly repayment amount including the installment bill is the monthly installment. The bill repayment amount plus the minimum repayment amount of other bills;

3. For example: a credit card installment bill is 6,000 yuan, and the application is to be repaid in six installments. The installment fee is 0.6 per installment, and each installment is paid in installments. Bill repayment amount = 6000/6 6000*0.6 = 1036 yuan, other bills are 10000 yuan, if the minimum repayment is used, the minimum repayment amount of other bills = 10000/10 = 1000 yuan, so the total minimum repayment amount is 1036 1000=2036 yuan.

Extended information:

Credit card bill installment payment is one of the types of credit card installment payments. This type of installment payment refers to the request made by the credit card holder to the credit card center after using the credit card to swipe the card for consumption. Return the consumption amount to the bank in installments.

The minimum consumption amount applied for installment by various banks is basically between 500 and 1,500 yuan, including 600 yuan for ICBC, 1,000 yuan for China Construction Bank, Bank of China, and China Merchants Bank, and 1,500 yuan for Bank of Communications (Y-power card) (single payment is 500 yuan), CITIC is 1,200 yuan, while Agricultural Bank of China and China Guangfa Bank stipulate that single payment of 500 yuan or more can apply for installment. China Everbright Bank has no requirement on the amount. As long as the cardholder uses the designated card, the bill will be automatically divided into 12 installments.

Reference materials:

Baidu Encyclopedia--Credit Card Bill Installment