Handling general credit card business is relatively simple. As long as you provide a stable work unit and your ID card, you can handle ordinary credit card business. However, the amount of Puka will not be too high, generally between 3000-6000 yuan. If you want to apply for a higher credit card, you need to provide stable proof of personal income and property, such as work unit, salary certificate, credit reliability, etc., and the application is more difficult, the examination is stricter, and the chance of success is lower.

Extended data

For the increase of credit card limit, in addition to temporary limit, credit card limit can also be increased according to the cardholder's credit and asset certificate.

It is best for cardholders to spend at least 30% of the total bill every month. The timing of the increase is also very important. It is most effective to apply on the accounting day or when the card has just been maxed out. In addition, cardholders need to spend continuously, and the bill for credit card consumption needs to be continuous for 3 months, which means that the amount can be increased if there is consumption every month.

Too high a credit card limit is not necessarily a good thing. Under normal circumstances, the cardholder's monthly debt limit should not exceed 25% of the monthly income. If the cardholder's monthly debt exceeds 30%, it will not be able to repay in full or damage the credit reliability, resulting in a bad credit record. She said that it is best for bank credit card holders to increase their credit limit according to their income and financial resources.

China News Network-Credit card universal card is convenient to handle, with low quota, and skillfully uses temporary quota to solve the problem.