Legal Subjectivity:

If you fail to repay on the due date or the repayment amount is not enough for the minimum repayment amount, late payment fees will begin to be calculated for the unpaid portion of the minimum repayment amount. , which is 5 of the unpaid portion of the minimum repayment amount. The credit card center charges a minimum of RMB 10 for RMB accounts and USD 1 for USD accounts. Assume that the bank statement date is March 7th, and the due payment date is March 25th. The repayment due that month is 1,000 yuan, and the minimum repayment amount is 100 yuan. If the payment is not made on the due payment date of March 25th, , but if you pay 200 yuan on the 28th (the minimum payment amount of the month is 100 yuan), then:? Revolving credit interest = 1000×0.0005×28 (1000-200)×0.0005×10=18.00? Late payment fee = 100×0.05× 3=15.00 Legal objectivity:

Article 26 of the "Regulations on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases (2020 Amendment)" If the lender requests the borrower to pay interest according to the interest rate agreed in the contract, the People's Court shall be supported, except where the interest rate agreed upon by both parties exceeds four times the one-year loan market quote rate at the time the contract is established. The "one-year loan market quoted interest rate" referred to in the preceding paragraph refers to the one-year loan market quoted interest rate published monthly by the National Interbank Funding Center authorized by the People's Bank of China since August 20, 2019.