yes. According to the inquiry of Xicai. com, it is free to apply for a credit card if the user does not apply for a credit card with special technology. The user applies for a credit card with a special process, which usually charges a business card printing fee. When the user applies for a credit card, the page whether the card needs business card printing fee will be displayed. Most cards are free of charge, but users who don't need to use the card, it is best not to apply.