credit cards are classified into: general card, gold card, platinum card, diamond card and unlimited card. China Merchants Bank has also cooperated with some institutions to launch credit card co-branded cards, such as QQ card, the glory of the king card, JD.COM white card, Iqiyi card and car card.
I. Functions of various cards
1. "All-in-one card" is a personal wealth management basic deposit account provided by China Merchants Bank to the public and opened an account with a real name. It integrates current demand, multiple deposits, multiple currencies and multiple functions into one card, and has been rated as a favorite bank card brand by consumers for many times.
2. The IC card of China Merchants Bank is a "smart card" with both magnetic stripe and chip as the medium, including UnionPay general card, UnionPay gold card, UnionPay golden sunflower card and other card types. The validity period is five to ten years according to different loading applications. Compared with magnetic stripe card, IC card has high security and is difficult to forge; With large storage capacity, it can load many applications, such as social security, public transportation and other industry functions; At the same time, IC card has the function of electronic cash, which supports non-contact small amount of fast consumption, that is, "flash payment".
3. The "one card" gold card is a debit card (savings card) issued by China Merchants Bank. It is a bank card that can be used both at home and abroad and has comprehensive financial management functions. In addition to comprehensive financial management services at China Merchants Bank outlets, self-service banks, telephone banks, online banks, mobile banking and pocket banks, it can also be used by special merchants with the logo of "UnionPay" at home and abroad to swipe their cards and withdraw cash from ATMs.
4. "All-in-one card" golden sunflower card is a debit card (savings card) issued by China Merchants Bank, which represents the status of sunflower customers of China Merchants Bank, and can be used at home and abroad with comprehensive financial management functions. With golden sunflower card of China Merchants Bank, you can become a sunflower customer of China Merchants Bank and enjoy many exclusive services such as "one-on-one" VIP financial manager service provided by China Merchants Bank.