Legal analysis: Parents who owe online loans after their son has passed away are generally not required to pay back. However, if after the death of a child, the parents inherit the property left by the child in accordance with the child's will or relevant legal provisions, they must pay off their child's personal debts to the extent of the actual value of the inheritance.

Legal basis: "The People's Republic of China and the Civil Code"

Article 1124. After the inheritance has begun, if the heir abandons the inheritance, he must give up the inheritance before handling the estate. , make a written statement to give up inheritance; if there is no expression, it will be deemed to be acceptance of inheritance. The legatee shall, within sixty days after becoming aware of the bequest, make an expression of acceptance or renunciation of the bequest; if no expression is made within the expiration date, the legatee shall be deemed to have given up the bequest.

Article 1,161 The heir shall repay the taxes and debts that the deceased should pay according to law to the extent of the actual value of the inheritance received. This does not apply to the amount that exceeds the actual value of the estate and is voluntarily repaid by the heirs. If the heir gives up the inheritance, he will not be liable for the taxes and debts that the deceased should pay according to law.