1. Different limits: The limit of the main credit card is the total limit of the cardholder, while the limit of the supplementary card is determined by the principal cardholder, and the limit shall not exceed the limit of the main card;

p>

2. Different annual fees: Under normal circumstances, the annual fee of the secondary card is half of that of the primary card;

3. Different status: The primary credit card has management authority over the secondary card, so the primary card The permissions of the card are relatively large;

4. Different application conditions: The application requirements for the main credit card are more stringent than those for the supplementary card. Usually, anyone who holds the main card can apply for the supplementary card, except for those who do not Card types that support secondary cards.

What are the application requirements for a credit card supplementary card?

The conditions for applying for a credit card supplementary card are: the applicant must be over 14 years old, and for some banks, the applicant must be over 16 years old. The details depend on the rules of each bank; among them, the age of the main card and supplementary card The cardholder must be a resident of the local area and be able to present a valid ID card; the holder of the secondary card must have a direct relationship with the primary cardholder, such as a spouse, child, etc. Only users who meet the above requirements can apply for an additional credit card. You can apply for a supplementary card together with the main card, or you can get the main card first and then apply.