1 China merchants bank credit card annual fee ordinary card 100 yuan/year, gold card 300 yuan/year. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year. Successful application for China Merchants Bank Credit Card (except for Unlimited Card/Platinum Card/Business Card /ANA Co-branded Card /VISA MINI Card /MSN MINI Card /VOGUE Titanium Card /HELLOKITTY Fan Gold Card Miss KITTY Perfume Credit Card), the first-year annual fee will be reduced in advance by China Merchants Bank Credit Card or partners, and you will spend six times on a single card within one year after the card is valid (from the date of issuance). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.

The annual fee is calculated from the card issuing date (the date is displayed below the credit card number, the previous date is the card issuing date, and the latter date is the expiration date; If only one date is displayed, the validity period). For example, the card says 07/ 10-07/ 13, which means that the credit card was issued on July 20 10, from August 1 to July 3 1.

China Merchants Bank can only spend within the credit card limit, and cannot spend beyond the limit.

After the credit card limit is consumed, it can only be consumed after repayment, and the credit card limit will be restored as much as the repayment.

Based on the comprehensive consideration of your credit card consumption amount, consumption type and card usage, we will give you an instant free SMS reminder for some of your consumption. This function does not need to be enabled and cannot be cancelled.

If you want to receive a reminder of every shopping, please verify your personal information through WeChat, and WeChat will send a free consumption reminder function to WeChat account.